Low-interest loans for disaster affected primary producers
Provides low-interest concessional loans to Queensland primary producers whose assets have been significantly damaged by an eligible disaster to help re-establish normal operations.
Loans can be used for repair or replacement of plant, equipment and buildings, purchasing livestock, and meeting carry-on requirements such as re-planting, sustenance and paying rent and rates.
To be eligible, you must:
- have sustained substantial damage to buildings, plant, equipment or stock as a result of an eligible disaster
- be a primary producer in Queensland
- have a property located in a 'defined disaster area'
- provide adequate security for the loan
- be able to demonstrate the ongoing viability of the primary production enterprise
- have taken reasonable precautions to avoid loss or damage from a disaster such as having adequate insurance
Primary producers significantly affected but not in a defined disaster area may be eligible as an 'individually disaster-stricken enterprise' (apply for an IDSP Certificate through the Department of Primary Industries).
Primary producer definition (explicit):
- a sole trader who spends the majority of their labour on, and derives the majority of their income from a primary production enterprise
- or in relation to a partnership, company or trust that carries on a primary production enterprise, the partners, shareholders or beneficiaries who spend the majority of their labour on, and derive the majority of their income from, the primary production enterprise
Get a personalised eligibility check — your match score, which criteria you meet, and what to watch out for.
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Last updated: 12 February 2026