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Ongoingbusiness.gov_au
Loans for small businesses that provide primary production related goods and services
Overview
Loans to help small, farm-related businesses that supply goods or services to farm businesses in drought-affected areas manage cash flow, pay expenses and recover from drought through up to 10-year low-interest loans with an initial interest-only period.
Eligibility Criteria
You:
- are an Australian citizen or permanent resident
- have at least one member of your small business contributing at least 75% of their labour to the small business (under normal circumstances)
- have at least one member of your small business deriving at least 50% of their income from the small business (under normal circumstances)
Your business:
- is in financial need of a loan
- is not a farm business
- has fewer than 20 employees other than casual employees
- supplies goods or services relating to primary production to farm businesses in affected areas
- has had a reduction in the turnover or an increase in unsecured debt as a result of drought
- has the capacity to repay the loan
- is financially viable in the long term
- has existing commercial debt
- is registered for tax purposes in Australia with an ABN and is registered for GST
- operates as a sole trader, trust, partnership or private company
- is not under external administration or bankruptcy
You must:
- provide security for the loan
- secure the support of your commercial lender for the proposed loan
- repay the loan
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Quick Info
Funding Amount
Up to $500,000
Closing Date
Ongoing - No closing date
Eligible Locations
National (All States)
Eligible Business Types
Sole Trader, Trust, Partnership, Company
Contact
Last updated: 12 February 2026