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Closes 31 December 2026business.gov_au

Loans for SA drought affected grain and livestock farmers in the Murray Mallee, Riverland and Upper North regions

Overview

The SA Drought Loan Scheme provides low-interest loans to drought-affected grain and livestock primary producers in South Australia’s Murray Mallee, Riverland and Upper North regions to support urgent working capital needs.

Loans are for working capital only, have concessional interest for the first two years, and must be adequately secured.

Eligibility Criteria

To be eligible, your primary production business must:

  • operate as a dryland cropping or livestock enterprise (including mixed-farming enterprises) in the Murray Mallee, Riverland or Upper North regions (Karoonda East Murray, Mid Murray, Southern Mallee, Coorong, Murray Bridge, Renmark Paringa, Berri Barmera, Loxton Waikerie, Orroroo Carrieton, Peterborough, Northern Areas, Mount Remarkable)
  • operate as a sole trader, partnership, trust or private company within South Australia
  • be registered for tax purposes in Australia with an ABN and be registered for GST
  • not be under external administration or bankruptcy
  • have at least one member that has owned and operated the primary production business for at least the past three consecutive years and who, under normal circumstances, contributes the majority of their labour and derives the majority of their income from the primary production business
  • be intending to continue carrying on the primary production business within the eligible regions
  • demonstrate the business is financially impacted by drought, is in need of financial assistance, has the capacity to repay the loan and reasonable prospects of commercial viability and recovery with the assistance provided
  • provide an approved Farm Business Resilience Plan within the first 2 years of the loan
  • and not have already received a loan under the scheme
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Quick Info
Funding Amount
Up to $250,000
Closing Date
31 December 2026(156 days left)
Eligible Locations
SA
Eligible Business Types
Sole Trader, Partnership, Trust, Company

Last updated: 2 April 2026