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Ongoingbusiness.gov_au
Low-interest loans for small business disaster recovery
Overview
Low-interest concessional loans for Queensland small businesses (under the Disaster Assistance Loans scheme) to help re-establish normal operations after assets are significantly damaged by an eligible disaster.
Loans can cover repair/replacement of plant, equipment and buildings, supply of stock for up to one month, and meeting carry-on requirements such as sustenance, rent and rates.
Eligibility Criteria
To be eligible, you must:
- be a QLD small business owner
- have a business which has sustained substantial damage to buildings, plant, equipment or stock as a result of an eligible disaster
- have been carrying on a small business in the 'defined disaster area' immediately before the eligible disaster
- provide adequate security for the loan
- be able to demonstrate the ongoing viability of the small business
- continue to carry on at the same location or elsewhere in the local government area where the small business was carried on prior to the eligible disaster
- have taken reasonable precautions to avoid loss or damage from a disaster, for example, have adequate insurance
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Quick Info
Funding Amount
Up to $250,000
Closing Date
Ongoing - No closing date
Eligible Locations
QLD
Last updated: 12 February 2026